Freelancer Payout Fee Calculator
See your real take-home after platform fees, or reverse it: the gross to invoice so you net exactly what you want.
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About this calculator
Marketplaces and payment processors skim a percentage plus, often, a fixed transaction fee. Upwork takes a flat 10% service fee; PayPal adds roughly 3.5-5% plus a fixed amount, more on cross-border payments; Wise and Payoneer are cheaper but not free. Use forward mode to see your take-home, or reverse mode to gross-up an invoice so the client's payment nets exactly what you need. Many freelancers then convert USD payouts to THB - factor that spread in too.
FAQ
How much does Upwork take?
Upwork charges freelancers a flat 10% service fee on earnings. Enter your contract amount to see the net.
What are PayPal fees for freelancers?
Roughly 3.49% + a fixed fee domestically and about 4.99% + fixed on international payments. Exact rates vary by country and currency.
How do I gross up an invoice to cover fees?
Use reverse mode: enter the amount you want to keep and the tool returns the gross to charge so fees don't eat into your target.
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